In a nutshell, cryptocurrencies are digital assets that are assured through cryptography. Ownership records are stored in a blockchain ledger: a computerised database across a network which secures transaction records, verifies the transfer of coins and ensures transparency between market players. Since its inception in 2009, crypto adoption is growing at breakneck speeds. Investors worldwide […]
As companies wind down for the year, settle their books and go off for the holidays, it is time for crypto holders to ask the question: Just how much will my holdings grow? The Santa Claus rally refers to the tendency for prices to increase over the last weeks of the year into the new […]
Financial Technology (Fintech) refers to the integration of technology into financial services for the benefit of improving their use and delivery to consumers. Fintech was initially applied to the backend of established financial institutions, but has now extended its wings to various sectors and industries such as education, retail banking, fundraising, non-profit, and investment management. […]
The pandemic was certainly a catalyst in the adoption of emerging digital technologies. Demand for innovation, driven by challenges in operational change led fintech companies to constantly innovate to suit the ever-changing needs of consumers. From tailoring investment services that are available at the palm of your hands, to concocting viral marketing campaigns aimed to […]
Financial influencers, more commonly referred to as “finfluencers” have garnered plenty of attention during 2021. ASIC’s Cathie Armour has told companies to be wary of their regulatory responsibilities when it comes to engaging in their services. Financial advice that is provided both generally or personally requires an AFSL licence. Therefore, a finfluencer may be in […]